Insurance discounts you might not know about

Homeowners insurance is a necessity when you own property. I had the opportunity to speak with Theresa from The Guaraldi Insurance Agency in Lebanon, NH. When I have clients who are looking for insurance that is one of the places that I highly recommend. They have been great with my clients.

Theresa told me that if you do upgrades on your home, often you can get a discount on your homeowners policy. New roof = discount, new furnace = discount etc. Many new homeowners buy their homes,  do some upgrades and never think to ask their insurance agency for a discount.

I don't know if all companies do this but Nationwide does.

If you have The Guaraldi Agency, 603-448-3250, now and have done work on your home, you should call them. If not, check with your agency and see if they offer the same thing. 

Because of an increase in value to your home you may want to check out what your new replacement cost will be. This might up your insurance and might not. Either way, you want to be protected properly in case of a loss and you also want every discount you can get.

Hope this tidbit helps reduce your monthly cash outflow even if it is just a little.

Every dollar counts!

All the best to you from our Sensible Team!